Bank of America recorded two charges that impacted its fourth-quarter earnings.

First, earlier this week, BofA said it would recognize a net noncash pretax charge of about $1.6 billion in the fourth quarter as Bloomberg stops publishing an index for short-term rates that had served as an alternative to Libor, or the London interbank offered rate. That is an accounting change, and the charges will be added back to earnings in the years to come.

Bank of America also recorded a $2.1 billion charge from the Federal Deposit Insurance Corporation to help replenish its account after the failures of Silicon Valley and Signature Bank last year.